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Budgeting 101 (Beginner’s Guide)
A straightforward session to help people take control of their money with a simple, repeatable budgeting approach. We’ll walk through how to map income and outgoings, set realistic goals, prioritise essentials, build an emergency buffer and choose a budgeting method that sticks (e.g., 50/30/20, zero-based, or envelope-style). Participants will leave with a quick-start template and tips to build better habits without feeling deprived.
